Every Client Review I've Received
Andrew & Elissa (CA) 10/7/25
Working with Tim has been a truly relieving experience for both me and my wife. As newcomers to the world of money management, we were anxious about learning how to allocate our funds for our future. Tim created a stress-free environment where we felt comfortable discussing our finances openly. He not only guided us with practical advice but also encouraged us to think outside the box in certain situations, which has been incredibly helpful. Tim’s approach made learning about finances fun and enjoyable, also making us excited for our future. We highly recommend Tim to anyone who’s wanting to learn how to take control of their finances with confidence.
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Ulysses (MD) 7/14/25
Working with Wood Financial Coaching was an absolute pleasure! Tim was incredibly knowledgeable and his expertise is truly top-notch. Throughout the entire process, I learned so much and felt supported every step of the way. I especially appreciated Tim’s patience — he took the time to answer all of my questions and made sure I fully understood everything. If you're looking for someone who is professional, thorough, and genuinely cares about helping you succeed, Tim at Wood Financial Coaching is the one to call!
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Rogers & Sylvia (TX) 5/23/25
We had reached a place in our lives where we were tired of struggling with our finances and the issues that resulted between us regarding these as we were not aligned as a couple with respect to money management. Tim was amazing at working with us to come together and discern and recognize our joint goals for becoming debt free and developing a working money management system. We loved the way he coached us to explore various option in order to be able to make the best choice, but never forced his opinion, instead just provided great suggestions. We found Tim to be a very refreshing and enlightening financial coach who provided smart planning options that enabled us to become debt free. We highly recommend him to anyone who is ready and willing to find financial peace.
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Stephen & Nicole (Alberta, Canada) 4/10/25
We have always struggled with maintaining solid finances. Although we have always had money coming in, we squandered it and continuously were left wondering, “where did it go?” With Tim's gentle guidance, we are now on track to reach our financial goals. There is a new phrase in our household: W.W.T.S? “What Would Tim Say.” Tim has also been very understanding and encouraging throughout our journey. We're excited to continue working with Tim and have signed up for another year!
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Mahlon & Candi (MT) 3/3/25
Tim has been great to work with. He has been very patient with our convoluted timelines. He is a very good listener and a clear communicator. We very much appreciate his willingness to help along, even when we took several months to catch our breath and work through side issues. He never seems offended, just a great coach.
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Susan (RI) 2/17/25
I started coaching with Tim when I was in a decent place financially but knew I could do more. He helped me tighten my budget to improve my financial situation. I wanted understanding, learning, and guidance. He offered a "soft" approach to all three. He was very encouraging and offered spot-on insight to help me think about things in a broader way. He helped me to focus on where I'm going versus just on where I was or where I'd been. If you're looking for a talented and insightful coach who will focus on your needs with you, reach out to him. You'll be happy you did!
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Tim & Betsy (NC) 11/19/24
When we started Tim Wood’s program, we were living paycheck to paycheck and struggling to make progress financially. With his expert guidance, we learned how to maximize our budgeting, which allowed us to build up savings, pay off debt, and create dedicated funds to achieve our long-term goals. Tim was incredibly patient, attentive, and knowledgeable throughout the process. He tailored his advice to align perfectly with the goals we wanted to achieve and provided us with best practices that truly made a difference. We’re grateful for his help and would highly recommend his coaching to anyone looking to take control of their finances and build a better future.
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Israel & Emily (CA) 11/2/24
My wife and I spent six months working with Tim, and it was one of the best investments we’ve made in our financial journey. Tim’s approach is unique—he goes beyond typical financial advice, guiding you to understand the “why” behind your money habits. With his patience and tailored approach, he helped us uncover ingrained mindsets and work together toward common goals. Tim provided us with something invaluable—hope. Every session left us feeling more empowered and secure about our financial future. If you’re looking for someone who genuinely listens, offers insightful guidance, and equips you to succeed, we highly recommend Tim. He’s not just a financial coach; he’s a partner in building a brighter future.
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Rodney & Tacey (OK) 9/27/24
Tim Wood is very patient with me as a beginner learning to navigate personal finance. He does more than discuss the do's and don'ts. He asks thought provoking questions that help get down to the "Why" behind our money beliefs and behaviors.
We take things in steps that are easy to manage and process. He holds us accountable to think about our next plan between each session. It is beneficial to us as we have the tough conversations trying to work through our different money mindsets. Having access to email Tim with questions has been very helpful to clarify any confusion along the way.
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Tim & Charlene (CA) 7/22/24
Tim Wood came into our life at a very good time. We are in the grandparents season and didn’t expect to have some marital conflict regarding our financial goals for our future. Tim Wood is extremely skillful navigating and leading conversation to explore multiple layers of issues. We appreciate his wisdom and insight and guidance. If you are a hiker and you know, sometimes you need a compass or a light to navigate the trails. Tim definitely qualifies in helping you discover tools for your financial journey.
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Alex & Valerie (OR) 2/6/24
Tim has been an incredible asset to our financial journey! His expertise, patience, and genuine passion for helping others achieve financial wellness truly shine through in every session. Tim's personalized approach and clear guidance have empowered my wife and I to take control of our finances with confidence. He listens attentively, offers practical solutions, and motivates us to stay on track towards my goals. I highly recommend Tim to anyone seeking a knowledgeable and supportive financial coach.
Mason (MA) 1/26/24
Tim is the first financial coach/advisor I have ever met with more than once. I have tried financial coaches and advisors for years and never made it past the initial call. My first call with Tim was unlike any call I had had before; he didn’t try to tell me what I needed to do immediately, he didn’t force me to go one direction, instead, he listened to me and what my needs were for about 50 minutes, and gave me advice based on the same for 10 minutes. Although the first call mainly involved me talking, it allowed him to really understand my goals and what my values were prior to giving me advice - no other financial coach has done this for me. Coaching with Tim for a little under a year now, Tim provides me options and lets me choose how I want to find financial peace. He has helped me stay on top of my budget acting as an accountability partner, he provides solid solutions for changes to finances, and he understands juggling multiple jobs more than anyone as a business owner himself. One of the coolest things about Tim is he is literally doing this for fun through retirement; he truly has a heart to better his clients and it shows on every call. Anyone would be lucky to have him as their advisor. Thank you for everything Tim and helping me rediscover peace around my finances.
Dennis & Alisa (SC) 11/28/23
Tim Wood is an amazing financial coach. He got to know us on a personal level and was able to help coach us to understand our finances better. Tim listened to what our problems were, our goals, and our dreams. Then, he was able to help form a personal plan that would work for us. We truly appreciate his style of coaching. He did not give us answers to difficult decisions but helped guide us to make these decisions, so we learned how to look at our situation differently. We have struggled with creating a budget for a very long time. With Tim's guidance, we were able to create a budget in Every Dollar and realized it was not as intimidating as it once was. His coaching is rooted in 'Financial Peace' and that is our goal. Thanks to Tim, we have hope and can sleep at night again!
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Steve (CA) 11/9/23
I came to Tim with no financial literacy and no financial goals. Financially, I was in a position where I was bringing home more income than I had ever before but I still felt trapped by debt and didn't understand how to get out. The strategies that I practiced were self-taught and failing badly. Tim simply showed me the baby steps and explained some ideas for tackling my debt and I've already made more progress than I could imagine. I've been kicking myself for not reaching out for help earlier. If you feel, even remotely, helpless about your financial situation then I would at least give him a moment of your time. I'm starting to feel the freedom and I've only scratched the surface of the program. Thanks, Tim!
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Kyle & Cammy (TX) 11/6/23
We have used Tim Wood as a financial counselor for a couple years now. In addition to giving advice and suggesting strategies to help us create a better budget, he also has really helped us by providing encouragement and accountability to help us stay on budget. Thanks Tim!
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Nathan & Julia (KS) 11/1/23
Tim was great. I thought I had a pretty good handle on my money, but Tim was able to point out some key things I was missing! He was able to communicate well and was attentive. Tim is an awesome coach and I look forward to working with him again soon!
Judah & Melina (PA) 10/29/23
My husband and I learned a lot working with Tim! He is a great listener and really got to know our specific struggles and financial goals. Our 1–5-year financial goals were pretty hazy before we started working with him, but he gave us the tools and support to talk about where we wanted to be and set realistic timelines and expectations. We now know that we will be looking at buying a house in the next 15 months or less, whereas we were unsure before. Our budgeting skills definitely improved through working with him and his excel sheet for balancing every month is very helpful. He also did the research to look into questions we had about High Yield Savings Accounts versus Treasury Bills. Overall, a great guy and very knowledgeable. We would definitely recommend working with Tim!
Starr (WA) 5/22/23
Tim provided critical support and insight during my first few months enrolled in Financial Peace University. Tim’s approach is individualized all while keeping the Ramsey principles front and center. Tim asked great questions that I would not have asked myself! If you’re going to be successful with achieving Financial Peace I recommend you partner with Tim.
Sardar & Tsoline (CA) 3/29/23
We worked with Tim to improve our financial literacy, understand where our money was going, and create a plan to pay off debt. Tim was very knowledgeable and clearly guided us every step of the way. He helped us navigate the two things that have often been barriers for us in the past, motivation and accountability. He was always responsive in regards to communication and very supportive when we would hit any barriers. He always managed our conversations with a lot of sensitivity. We highly recommend Tim!
Melissa (TX) 3/10/23
Wood Financial coaching provides genuine and trustworthy financial advice, but, more importantly, Tim truly cares about who you are as a person. He helps you to understand what is really important to you in life, set goals for yourself, and then guide your financial decision making to align with those goals, all while following the RAMSEY’s principles. I feel more financially smart today than ever before.
Lisa (CA) 11/19/22
Tim Wood has been helping me get my finances in order, and putting me on the right track of paying down my debt. I’m still on baby step 2, but have come a long way since starting. He has taught me how to control my spending habits
Monica (CA) 10/4/22
Tim helped me to get clear on my financial goals. He helped to put a budget together, and to prioritize what debts / bills to focus on. Tim is a great listener, and was patient with me. He took his time explaining financial principles, as I had little financial literacy. Thanks Tim!!
Marcia (CA) 8/8/22
“Tim helped me get organized and understand where all my money was going to. The ignorance is bliss attitude was not helping my financial situation and looking at my spending habits and seeing the full picture of my debt gave me a little off anxiety.
Tim made me feel comfortable and put me on the right path. He gave great resources to further my financial independence. Thank you Tim for all your help. “
Udai (TX) 5/04/22
"Tim Wood has improved my financial fitness and understanding of personal finance. Within a few months, I have paid off my credit card, student loans, and built an emergency fund. With an aggressive budgeting plan in EveryDollar, I am able to create a savings plan towards my future goals such as a down payment on a home"
Chris & Traci (TX) 3/31/22
“Tim Wood is the piece we have been missing in our financial life! We have tried to stick to a budget, save, and have financial goals many times before. Even with trying to follow Dave Ramsey’s plan on our own before, we weren’t able to stay consistent. When we decided to partner with Tim and his coaching expertise, incredible transformation began to happen for us! In a short 3 months, we’re sticking to our budget, already have our Baby Step #1, and have a plan to eliminate debt. He guided us in getting rid of a big car payment & buying a reliable cash car which resulted in eliminating $30,000 in debt quickly! Tim's willingness to listen combined with his ability to give honest feedback, provide tangible problem solving solutions & constant encouragement, gave us HOPE + allowed us to BELIEVE that we can do this. With Tim’s help, you can too!”
Laura (CA) 3/28/22
“Tim Wood has been wonderful in helping me with my financial goals. He is very knowledgeable, understanding and patient.
He has made this whole experience fun and understandable. Thanks Tim for making my financial dreams happen!”
Leslie (AZ) 2/24/22
“Tim Wood was a great decision! He is diligent, knowledgeable and caring. He gave me the necessary tools to succeed financially. He truly has brought this quote to life, "If you give a man a fish, you feed him for a day. If you teach a man to fish, you feed him for a lifetime." Becoming financially free brings about a peace that is worth fighting for. Thanks Tim for changing my life!”
Scott and Denise (CA) 9/28/21
“We had read ‘The Total Money Makeover’ and had followed the steps based on our understanding, however, working with Tim made the process much easier. Tim was great to work with and helped us to set goals. He challenged us and provided unbiased and nonjudgmental advice. He related everything back to the steps and helped us understand budgeting. He was flexible and checked in to make sure that we were on track without pressure. After interviewing a couple of other coaches, our deciding factor in working with Tim was that he didn't have a canned program for us to sign up for but listened to our needs and worked with us to make it fit our situation.”
Michelle (AZ) 9/15/21
”I can't say enough good things about Tim. He's very calm, patient, and asks questions that get you to find answers you didn't even know you had. It makes sense. The Dave Ramsey plan totally changed my life. I never dreamed I'd start a nonprofit after being a teacher for 30 years. It was never on my bucket list.... but it is the most amazing feeling to be able to give generously of my time, talents, and treasure. I'm sure if I had not been so disciplined with finances I'd not be in this happy, joyous place I am today. Having a great coach can spoon feed you when you feel overwhelmed with how to break it all down. He knows his stuff”
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Bruce (AZ) 9/14/21
”After recently retiring we had Tim help us to plan a budget for our new situation. He provided excellent, easy to understand principles and concepts as well as a wealth of resources to help us. Kind, compassionate and non-judgmental service with great tips to help get your financial house in order. I would highly recommend his service to anyone wanting to understand how to assess and organize their financial life”.
Jennifer (AZ) 6/28/21
"Tim Wood was helpful for me in identifying goals, and looking at the big picture. He helped me focus on steps I could start with in the short term which also targeted long term goals. I have now paid off credit card debt. I will continue forward with my goals".
Michelle (AZ) 3/29/21
"Tim Wood was a Godsend for our family. The peace of mind and confidence we feel now after our meetings has completely changed our view of "financial peace." No, we didn't magically have more money after meeting with Tim - that's not the "peace" I’m referring to. It was a paradigm shift in our perspective of what financial peace can be for our family. Tim has insights that lead you to ponder what kind of peace you are aiming for, and he encourages you to create a plan for immediate and long-term benefits. One of those benefits is HOPE. Our family is grateful for the time and effort we put into meeting with Tim and forever grateful for Tim's perspective, patience, knowledge and kindness."